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Monday, August 27, 2012

Welcome Break in Expenses (Almost)

OK I was looking at September expenses and thanks to a credit when I came off the budget billing for the utilities September will be an almost easier month to get through. The bad part is that the difference is going to have to be used to pay other bills. 

The good news is that my light bill was only $125 this month, and I only have to pay $36. The bad news is that the check for my car insurance never made it this month so next month I have to pay an additional fee of $15 for the reinstate. It's a good thing that I realized that since it's required by law to have insurance and last I heard a $500 fine went with it. 

The financial aid for ABA is officially gone, the therapy costs me $55 a week for an hour session. That's taking a toll on my budget. A four week month = $220, a five week month = $275 which is taking a toll on my other needs for the house and the child. That's a lot to spend but it's worth it, it's sad that I cannot afford more.

Theresa has informed me that she does not need ice cream money but she does need snack money for school. Apparently she doesn't want to take her own snack, she likes getting it at school. I may just buy her a thermos and get her fruit cups and chips to take with her depending on her mood. She likes getting to eat breakfast at the school. 

I managed to work out my schedule so that I will work while she's at school and during the week after she's in bed. The weekends provided it's not raining are for cleaning the yards. I am attempting to cut back to normal hours without going broke. 

I have a book to finish, so now I am going to go work on it some more since it's too hot outside. In fact coming in from the heat gave me chills. So now it's time to hydrate before going back out. I need to cut more grass but the gas ran out. There is a riding more for sale for $125. I'm not sure it will fit into my budget, I'm going to see if I can manage to get it to though. 


Thursday, August 16, 2012

Extra Expenses of the School Year

Yes, Summer ends in less than a week. Actually Summer Vacation ends, I'm so far South I only know two seasons. Summer and Winter.

I have most of the school supplies. I'm missing one of the writing tablets that the kid needs to make it through the school year. School lunches to buy, or pack. No idea which one is cheaper, but I know which one is less of a headache.

I'm redoing my budget, still and yet again to include the school year. My shoes are over a year old, the short kid she needs new shoes. The pair I bought her to wander around during the summer, they don't have laces. Not very effective for meeting a shoe tying goal. She has another pair but they have leather laces and come untied at will, theirs not yours.

There are a couple things off the supply list that have not been bought yet.

The biggest problem I am having at the moment is with paydays being late. This led to a drastic decision. I am no longer writing for anyone else without Escrow, and I will not be working weekends. If I can not do it in a five day 40 hour maximum work week it does not get done.